Get SR22 quotes today

If you’ve been ordered to obtain SR22 insurance, you’re at the right place. Our team of experts can help you with your SR22 insurance needs. SR22 insurance is a type of financial responsibility insurance that is required by law in some states. It provides proof that you have the minimum amount of liability insurance required by your state.

What is an SR22?

An SR22 is a certificate that is filed with your state’s Department of Motor Vehicles (DMV). It proves that you have the minimum amount of liability insurance required by law. You may need to get an SR22 if you have been convicted of a traffic violation, such as driving while intoxicated (DUI) or driving without insurance. In some states, the SR22 must be filed annually, while in other states it must be filed for three to five years.

Why do I need SR22 insurance?

You need SR22 insurance if you have been ordered by the court, DMV or another legal entity. SR22 insurance provides proof that you have liability insurance, which is required by law in most states and helps cover expenses if you cause damage or injury to someone else while driving.

How to Get SR22 Quotes

Getting an SR22 insurance quote is easy. There are a few ways to go about getting quotes. You can contact us by phone or email, or you can visit our website. It will only take a few minutes to get a quote. We’ll ask you for some basic information, such as your name, address, and driving history. Once we have this information, we’ll be able to give you a quote for SR22 insurance.

What is the cost of SR22 insurance?

The cost of SR22 insurance varies depending on your individual circumstances. Some of the factors that affect the cost of SR22 insurance include:

  1. Your driving record
  2. The state you live in
  3. The type of SR22 insurance you need

We offer competitive rates on SR22 insurance. We’ll work with you to find the best possible rate for your budget.

Get a Quote Today

Don’t wait to get an SR22 insurance quote. Get a quote today and get the peace of mind that comes with knowing you’re covered.

Request a Quote

Step 1 of 2
Please enter your first name.
Please enter your last name.
Please enter a valid 10-digit phone number.
Please enter a valid 5-digit zip code.
Please enter a valid email address.
Please enter your address.

What is SR22 insurance?

SR22 insurance, also known as a certificate of financial responsibility, is a type of insurance mandated by many states in the United States for individuals who have serious driving offenses on their records. These offenses may include driving under the influence (DUI), reckless driving, or driving while suspended or revoked. To reinstate driving privileges after these offenses, motorists are often required to obtain SR22 insurance as proof of their financial responsibility.

Why is SR22 Insurance Required?

SR22 insurance serves several vital purposes:

  1. Proof of Financial Responsibility: It provides evidence to the state that the driver has the minimum required liability insurance coverage, which protects other drivers and pedestrians in the event of an accident.
  2. Compliance with Legal Mandates: Obtaining SR22 insurance is a legal requirement for regaining driving privileges after a serious driving violation.
  3. Risk Mitigation: SR22 insurance helps mitigate the financial risk associated with future driving offenses. If a driver with SR22 insurance commits another serious violation, their insurance company must notify the state, ensuring swift action to hold them accountable.

Who Needs SR22 Insurance?

SR22 insurance is typically required for:

  1. Individuals convicted of DUI or DWI
  2. Drivers involved in hit-and-run accidents
  3. Motorists with multiple traffic violations
  4. Drivers whose licenses have been suspended or revoked

How to Obtain SR22 Insurance

To obtain SR22 insurance, drivers must:

  1. Meet Insurance Requirements: Ensure that they have the minimum required liability insurance coverage in their state.
  2. Contact an Insurance Company: Reach out to an insurance provider that offers SR22 insurance and provide proof of insurance.
  3. File the SR22 Form: The insurance company will file the SR22 form with the appropriate state agency on behalf of the driver.

Duration and Costs of SR22 Insurance

The duration of the SR22 insurance requirement varies by state, typically ranging from one to three years. The cost of SR22 insurance can also vary depending on the driver’s risk profile and the insurance company.

Consequences of Non-Compliance

Failing to maintain SR22 insurance when required can result in:

  1. Revocation of driving privileges
  2. Additional fines or penalties
  3. Suspension or revocation of vehicle registration

Additional Information

It’s important to note that:

  1. SR22 insurance does not provide increased liability coverage beyond the minimum required amounts.
  2. Drivers who have SR22 insurance should maintain a clean driving record to avoid further penalties.
  3. Regular insurance premiums may be higher for drivers with SR22 insurance due to their higher perceived risk.

If you have been required to obtain SR22 insurance, it’s crucial to understand its purpose, requirements, and consequences. By complying with these requirements, you can regain your driving privileges and protect yourself and others on the road.